Boston Financial Management is proud to welcome two new Managing Directors to the team, Susan Black, CFP®, AEP®, CAP® and Jonathan L. Cottrell, MBA as well as Alex T. Chen, CFA who joins us as an ESG Analyst.
As a Wealth Manager and Managing Director, Susan provides wealth management and investment advisory services to individuals, families, endowments, and mission-driven organizations. Susan provides thought partnership and personalized solutions to help our clients achieve their goals. Susan has designations as a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy®, and Accredited Estate Planner®. She earned dual master’s degrees in Management and Educational Counseling from Cambridge College following undergraduate work at Wellesley College and Bar Ilan University.
As Wealth Manager and Managing Director, Jonathan sits in our Portland, ME office. He provides investment expertise to high-net-worth individuals, families, and institutions, helping to plan their finances to meet their goals. Jonathan brings over 30 years of investment and private wealth experience to our team. He received a Bachelor of Arts from Wittenberg University and a Master of Business Administration from Babson College’s F.W. Olin Graduate School of Business.
As an ESG Analyst, Alex is responsible for evaluating the environmental, social, and governance attributes of both existing and potential investments. Alex attended Tufts University where he received a Bachelor of Arts in Economics. He received his Master’s in Education from Harvard University and a Master of Business Administration from Cornell’s Johnson Graduate School of Management.
Professional Designation Minimum Requirements Disclosures:
AEP® – Accredited Estate Planner®. Minimum requirements for the AEP® designation include active practice for a minimum of five years within the following disciplines: accounting; insurance and financial planning; law; philanthropy; and trust services with at least one-third of the individual’s time devoted to estate planning. Additionally, one or more of the following professional credentials: JD, CPA, CLU®, CFP®, CPWA®, CFA, CAP®, CSPG, CTFA, MSFS and MST is required, along with three professional references and current membership in an affiliated local estate planning council.
CFP® – CERTIFIED FINANCIAL PLANNER™. Minimum requirements for the CFP® designation include a bachelor’s degree from an accredited college or university, completion of the CFP Board’s coursework, 4,000 hours of qualified experience, and successful completion of the CFP examination, which consists of 170 multiple choice question. 30 hours of continuing education is required every two years.
CFA® – Chartered Financial Analyst. Minimum requirements for the CFA® designation include an undergraduate degree and four years of professional experience involving investment decision-making, in addition to successful completion of each of the three CFA level examinations.
CAP® – Chartered Advisor in Philanthropy®. Minimum requirements for the CAP® designation include three years of full-time, relevant business experience, successful completion of three required graduate-level courses, and agreement to comply with The American College Code of Ethics and Procedures. Participation in the annual Professional Recertification Program through The American College of Financial Services® is required to maintain the designation.
